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On the reverse of the banknote, the time on the clock appears to show 2:22 or 2:23, although 4:10 has also been suggested. The numeral four on the clock face is incorrectly written as "IV" whereas the real Independence Hall (United States) clock face has "IIII". Roman Numerals in Clocks.
The most logical time would be 4:10. The 4:10 would equal April 10th. The April 10th would be converted to days. April 10th equals the 100th day of the year; thus the 100 dollar bill. - Nicholas LaMey
I think the most logical time is 2:20, because by tradition it was at that time of day on July 4, 1776 that John Hancock signed our Declaration of Independence as the first signatory. It's always stuck in my mind because on that same day 200 years later I was watching the great bicentennial parade in Philly actually within sight of Independence Hall. Beforehand I'd read somewhere that the bell(s) in the tower would toll at that time of day and onlookers could note it because the several dozen pigeons resident there would take flight. Sure enough, sometime around 2:20pm I saw a bunch of pigeons flying out of the tower! Humbling in a way that our courageous forefathers still have the power to roust "pigeons" unwilling to defend liberty.