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great pay thanks very much :)

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The great pay thanks.

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As I am a llittle older than oz and herghost, my answer is great insurance. We are fortunate to have great insurance now and decent pay with it.

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My answer is based on the fact that I am, possibly, a bit older than most people who post here, I'd take the great pay rather than the great insurance because I feel that I'm mature enough to invest it into bonds or some kind of investment scheme that would pay out later. Insurance is great and all but the more you put in the more you get out and I'd rather pay a lot in to get a better dividend than only be able to pay a little in to get a not so great dividend. Hehehehe, kinda sounds like the "If I had 3 wishes I'd wish for 3 more wishes" situation.

Be sensible though and start planning your future finances NOW to get your rewards later, the younger you start the more you're going to get later.

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Maybe its would depend on each separate situation. If I lost everything in the Enron scandal and had to start over later in life, I'd look for both good pay and good benefits. My past wisdom wouldn't change anything. If I had a chronic health condition such as diabetes, I may want the good insurance. i am in United States and many companies let you choose what kind of insurance you want based on your needs. Sometimes people select a major policy that covers only large outlays of money such as surgery so it costs less out of pocket. If you have little children, you can select school insurance that is for accidents, but illness is not covered. There are co-pays and deductibles you can select depending on where you work and what your company offers. This was a good question.